AIforyou
AI Infrastructure for Regional NBFCs & Lenders · AP & Telangana

Stop losing ₹1.2 Cr a month to a tele-collections floor that misses targets.

AIforyou builds complete AI infrastructure for NBFCs, gold-loan chains and SME lenders — replacing entire tele-ops, verification and reconciliation functions with compliance-safe systems that pay for themselves in the first 90 days.

Not another chatbot. Not a point tool. Operational transformation.

30-min working session · No sales pitch
RBI & DPDP compliant
14 yrs enterprise data
Recovery-linked guarantee
AI infrastructure architecture for financial services

Quantified Results

The numbers our infrastructure delivers

60-80%
cost reduction on tele-ops labor
38%
average recovery-rate uplift
24/7
collections & verification uptime
< 90d
to full ROI break-even

The Real Cost

Your operations aren't broken.
They're structurally obsolete.

Every month you keep running a 20-seat tele-collections floor is a month you're underwriting a cost structure your competitors are already dismantling. The math has already turned — the only question is who moves first in your market.

Recovery rates dropping quarter over quarter

Your soft-bucket accounts are slipping. Agents miss 60% of their outbound targets. Every uncollected EMI compounds against your book.

Attrition eats your training budget alive

Tele-collections floors churn 40-70% per year. You're paying to re-train the same seat 3 times before it produces.

Patchwork tools that don't talk to each other

A dialer here. A CRM there. A WhatsApp bot bolted on. Nothing reconciles. Nothing scales. Nothing is auditable when RBI knocks.

The Infrastructure Stack

Three tiers. One integrated system. Built for your book.

Every engagement starts with your P&L, not our product deck. We scope the tier that clears break-even in your first quarter — then expand as recovery data compounds.

Entry

Function Automation

For lenders piloting AI in one high-cost function

  • Voice-AI reminders & soft-bucket recovery on one product line
  • Recovery-tracking dashboard with per-account attribution
  • Compliance-safe scripts, full audit log, human-in-the-loop escalation
Most Deployed
Growth

Integrated Ops Layer

For NBFCs replacing multi-function tele-ops

  • Collections + verification + KYC voice-AI across all products
  • CRM, LOS and core-lending system integration
  • Real-time recovery, contactability and productivity dashboards
  • Dedicated infrastructure engineer + SLA-backed uptime
Full Transformation

AI Operating System

For growth-stage lenders rebuilding for scale

  • End-to-end origination, underwriting-support, collections & reconciliation
  • Performance-linked pricing tied to recovery lift
  • Custom model tuning on your book, private deployment
  • Executive reporting suite + monthly optimization cycle

Security & Trust

Built for regulators.
Not for demos.

14 years engineering data infrastructure for regulated enterprises — Jefferies in capital markets, Cigna in insurance. We know what a compliance officer looks for before they let a system near a customer record.

Enterprise security shield

End-to-end encryption

AES-256 at rest, TLS 1.3 in transit, per-tenant key isolation.

RBI & DPDP aligned

Consent capture, purpose limitation, audit logs — engineered in, not bolted on.

Private deployment

Run on your VPC. Your data never leaves your regulatory perimeter.

Full audit trail

Every call, every model decision, every escalation logged and exportable for compliance review.

Integrates with your stack

Native connectors for major LOS, CRM, dialer and core-lending systems.

Performance guarantee

Growth & Transformation tiers carry a recovery-uplift SLA. If we miss, you don't pay the variable component.

Field Deployment

Mid-size gold-loan chain, Hyderabad. 180-seat collections floor. 90-day outcome.

+41%
soft-bucket recovery rate uplift
₹2.8 Cr
annualized labor cost recovered
6.2×
contactability vs. human-only baseline
"We stopped hiring for the second shift entirely. The system handles reminders and soft collections better than the floor did — and our compliance officer sleeps through the night."
— Head of Collections, ₹800 Cr AUM NBFC (client identity protected under NDA)

Common Questions

What COOs & Compliance Heads ask us first

How complex is the integration with our existing LOS and CRM?
We handle it. Every engagement includes a dedicated infrastructure engineer who scopes the integration during week one. For most mid-size lenders we're live in read-only mode within 10 days, and writing back to your systems within 3-5 weeks depending on API maturity. You do not need to hire an internal team.
Will our collections staff need to be retrained or replaced overnight?
No. Deployments are phased. The AI handles volume tiers your floor can't reach anyway — after-hours, weekends, low-priority accounts. Your best agents graduate to high-value negotiation and dispute work. Attrition natural-drains the rest, so you rarely need active layoffs.
How do you guarantee ROI, and what happens if you miss?
Growth and Full Transformation tiers are structured with a performance component tied to recovery-rate uplift versus your trailing-12-month baseline. If we don't clear the SLA threshold in a given quarter, the variable portion is credited back. Break-even is targeted inside the first 90 days.
What about RBI compliance, consent, and call recording norms?
Compliance is engineered in, not audited later. Every outbound flow captures consent under DPDP, records under RBI-aligned retention policy, and routes escalations to a human within regulatory time bounds. We provide a compliance dossier your officer can hand directly to inspection.
Can our data stay inside our own cloud environment?
Yes. Growth-tier and above deploy inside your VPC on AWS, Azure or on-prem. Your customer data never leaves your regulatory perimeter. We operate the system, but you own the infrastructure.
How do you compare to Skit.ai, Gnani, or Credgenics?
Those are excellent point tools. We're not one — we build the integrated system around them, plus the reconciliation MIS, the CRM writeback, and the compliance layer that makes the whole thing operational. Mid-size lenders don't have the internal team to stitch tools together. We are that team.

One conversation. Zero commitment.

Model the recovery uplift
before you commit a rupee.

30 minutes with our infrastructure lead. We map your top 3 automation opportunities, size the ROI against your book, and give you a compliance-safe deployment plan you can take back to your board.

Limited to 5 discovery calls per week · Serving NBFCs & lenders across AP & Telangana